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This course is iPad compatible. Real estate is a highly regulated industry; therefore, it is absolutely vital for you to stay on top of changes to make sure that your business practices remain compliant. Just as every other state, Vermont provides specific rules and regulations to facilitate fair and ethical transactions. These rules and regulations encompass a wide range of areas, from compliance and general practice issues, to new licensing platforms, to financing.
The 2014-2016 Renewal Cycle Mandatory Course for Vermont will cover a number of distinct, yet important, topics for real estate professionals, including administrative updates, mandatory consumer disclosure requirements, case reviews, fees and taxes, and rules concerning lead-based paint and storm water, among others. Your instructor will ensure that you have a concrete understanding of these areas of practice by taking you step by step through each topic and explaining how they apply to your business as a real estate professional.
This course is iPad compatible and contains audio/video components throughout. If you've ever thought about increasing your business by working with investor clients this course is for you! Whether the property is a small rental house or a big shopping center, there are specific skillsets, terminology and experience required to give these types of clients the reasonable skill and care that is to be expected of a real estate agent. Your instructor, Tom Lundstedt, CCIM will guide you through the process of evaluating an investment property. You will learn how to use an Investment Property Worksheet to calculate the cash flow, income tax savings, depreciation and rate of return for a rental property. In addition the instructor will coach you through a real world case study that involves assisting an investor who is interested in purchasing an investment property. The process will be simple and fun! The worksheet and information presented in this course will serve you throughout your entire real estate career.
This course is iPad compatible. Take your business to a higher level by expanding your knowledge of investment real estate. In this advanced - yet easy-to-understand - course you will laugh and learn with your instructor, Tom Lundstedt, CCIM. Through a variety of lecture, recordings of live seminars, case studies and real-world, down-to-earth examples, Tom will take you Beyond the Basics of real estate investing.
This course is iPad compatible. As a real estate agent, you are placed in a position of special trust. Your clients expect you to deliver the best skill and care as a part of your fiduciary duties. You counsel your clients on strategy, help them complete mounds of paperwork, and sometimes even advise them on home staging. With all of this going on, it's easy to forget about your clients' personal safety or the safety of their belongings. Your clients are counting on YOU to know the common risks associated with a real estate transaction and the best practices for minimizing those risks. This course is designed to highlight some of those things that you will want to consider while representing your client.
This course is iPad compatible and contains audio and video components throughout. Master the skills necessary to work successfully with real estate investors in this entertaining and enlightening course. You will build upon the basic knowledge you gained in How to Work with Real Estate Investors - Part 1. (Please note: It's not a requirement to have taken Part 1 first. This is a stand-alone course.) You'll laugh and learn as your instructor, Tom Lundstedt, CCIM, enthusiastically leads you through real world, rental property examples. When you've completed this course, you'll be able to comfortably "talk the talk" with your investor clients about such items as: cash flow, NOI, depreciation, rate of return, cap rate, cash on cash and much more. You'll be able to put to use five different methods to determine a rental property's value. This course will increase your confidence when working with investor clients and open your eyes to many new opportunities.
The purchase of a property is often the single largest and most important purchase a person will make in their lifetime. With the proper care, and an eye toward professional conduct, the process of buying property can be tremendously beneficial for both buyer and you. Understanding the complexities of the buyer/licensee relationship will allow you to communicate effectively with your customer or client and provide you with the tools you need to make a successful sale. This course is iPad compatible.
This course has also been approved for post-licensing credit.
This course is iPad compatible. The best time to plant a tree was 20 years ago. The next best time is now. ~ Chinese ProverbThis Chinese proverb rings true about credit reports as well. Ideally, a homebuyer has been preparing to buy a home for years: saving a healthy down payment, eliminating debt, and boosting their credit score as much as possible. Unfortunately, many buyers in the market have not had the opportunity to do such things, so what can they do now? Being able to counsel people on improving their financial standing can not only improve your service to your current clients, it can also be used as a marketing tool to attract and help new clients!
Discrimination can be subtle, overt, and often unintentional. As a real estate professional, it’s important that you avoid discrimination in order to build lasting relationships with customers and clients. To do this, you must be aware of and compliant with the laws that govern housing discrimination.This course is iPad compatible.
This course is iPad compatible. During the past decade or so, historic swings in housing, labor and stock markets have defined an economic climate which can only be described as uncertain. The economic unpredictability of the Great Recession of 2007 permeated every facet and demographic one could imagine. Gen Y’s postponement of their financial independence has recently created a new brand of tenant - the Generation Y tenant. An unprecedented increase in the amount of Generation Y young adults live with their parents - a statistic that convincingly demonstrates that the millennial generation has delayed their financial independence. Meaningful and compelling social focus has been performed to reveal how this new generation of young adults have fared in the wake of the Great Recession; with particular attention devoted to the comparison of Generation Y’s delayed financial independence compared to previous generations. This course explores how the field of Property Management has changed in reaction to tenant demographics that are vastly different from the typical tenant of past.
This course is iPad compatible. The goal of this course is to prepare real estate licensees to have paperless transactions. The course progresses through the entire transaction process, starting with how to secure a computer and network to paperless marketing and advertising. Next, electronic signatures and digital record keeping are discussed, along with some key pieces of federal and state legislation. The course wraps up with follow-up ideas for closing and after the sale.
This course is iPad compatible. Sometimes buyers don't know
what they want, or they think they know what they want, but nothing is quite
right. This course will start with the
importance of having buyers pre-approved for financing if they need it. We will provide some techniques to help
buyers prioritize the things they want in a home and adjust his or her standard
buying strategies to suit the needs of different buyers. While summarizing some important consumer
preference studies we will shed light on how real estate licensees can simplify
the home-buying process. We know that
every buyer is different and this course will drill down the facts to help
buyers discover what they truly want in their home.
This course is iPad compatible. Did you know that the National Association of REALTORS® Code of Ethics is over 100 years old? Though the real estate market has evolved a lot since 1913, one aspect that has not changed is that home buyers continue to select professionals who hold themselves to a high ethical standard. Familiarity with the Code of Ethics will allow you to build stable and lasting relationships with your clients. Your instructor will provide you with an overview of the Code of Ethics and Standards of Practice of the National Association of REALTORS® as it applies to the profession of real estate. Additionally, your instructor will enhance your understanding of ethical behavior by providing you with sample scenarios and common illegal practices to guide the practical decision-making of licensees.
State and Local NAR Chapters have the authority to accept this course as meeting the NAR Ethics quadrennial requirement. This course has also been approved for post-licensing credit.
This course is iPad compatible. Like so many industries, technology is rapidly changing the way real estate professionals conduct their business. Now more than ever, agencies are using the Internet to interact with consumers and create new and innovative marketing platforms. However, the term “technology” is multifaceted in the real estate world. It’s not only the Internet that real estate professionals are using to their advantage. It’s smart phones, online mapping, mobile apps, printers, scanners, and more. Your instructor will review how technology has affected the real estate industry, how it’s changed the real estate consumer, and how the modern real estate practitioner can best utilize technology and all the different tools available to best service a continuously evolving market.
The real estate contract is perhaps one of the least understood documents in the real estate market, and yet it is the contract that is used most often. For your clients, the purchase of a home is generally the most expensive and life-changing decision they will make. Therefore, whether you are new to the real estate market or an established expert, it is important that you understand the fundamentals of contract law in order to protect both your and your clients’ interests. Your instructor will provide you with a unique look at contracts, from the history to the evolution, from definitions to types, and from Purchase and Sale to Loan Assumption Addendum. This course is iPad compatible.
Did you know that 1031 tax deferred exchanges are currently on the rise nationwide? Though the downturn in the real estate market resulted in a significant drop-off, the market is now recovering and the demand for 1031 exchanges is stronger than ever. As a real estate agent, knowing the fundamentals of 1031 tax deferred exchanges will allow you to infiltrate this burgeoning market. Your instructor will cover both the IRS rules and guidelines on 1031 exchanges and will provide valuable information that will allow you to enhance your professional expertise in assisting investor clients who are seeking to benefit from capital gains tax deferral. This course contains audio and video.This course is iPad compatible.
Did you know that 1031 tax deferred exchanges are currently on the rise nationwide? Though the downturn in the real estate market resulted in a significant drop-off, the market is now recovering and the demand for 1031 exchanges is stronger than ever. As a real estate agent, knowing the fundamentals of 1031 tax deferred exchanges will allow you to infiltrate this burgeoning market. Your instructor will cover both the IRS rules and guidelines on 1031 exchanges and will provide valuable information that will allow you to enhance your professional expertise in assisting investor clients who are seeking to benefit from capital gains tax deferral.
There are hundreds of controversial ideas being asserted by environmentalists, politicians, and other stakeholders about the subject of “green building;” therefore, it’s important that, as a real estate agent, you have a place at the table and possess working knowledge of the principles of green building. You will have access to in-depth information on the principles and give an overview of recent activity across the United States regarding the green building movement and the ways in which consumers are responding to this relatively new market segment.This course is iPad compatible.
There are hundreds of controversial ideas being asserted by environmentalists, politicians, and other stakeholders about the subject of “green building;” therefore, it’s important that, as a real estate agent, you have a place at the table and possess working knowledge of the principles of green building. You will have access to in-depth information on the principles and give an overview of recent activity across the United States regarding the green building movement and the ways in which consumers are responding to this relatively new market segment.
This course is iPad compatible.
This course is iPad compatible. Marijuana, cannabis and hemp (all different names for essentially the same plant) has a long history in the United States, with periods where it was encouraged, discouraged, criminal, and most recently legalized in some states. This class covers a brief history of marijuana then goes on to discuss the conflict between federal and state laws. Next, an overview of commercial real estate matters, followed by residential real estate topics will be covered. The last chapter goes over some basics for those who may consider specializing in this new and growing real estate specialty!
This course will focus on those tools necessary to successfully market, negotiate, and close the sale of a property. Participants will examine the components of a Competitive Market Analysis, as well as the factors that can cause the value and listing price of a property to be different. Students will also discuss the process of a transaction from offer to contract to closing, with special emphasis on the negotiation from initial offer to contract. In addition, students will also look at some of the issues that can arise between contract and closing, and what steps to take if the transaction comes apart at closing.This course is iPad compatible.
This course is iPad compatible. This course provides an in-depth look at FHA mortgage lending policies. The purpose is to familiarize real estate professionals with the current regulations and how they apply to residential lending of various property types. First, it investigates what FHA deems to be unacceptable locations. It details potential hazards such as subsidence, heavy traffic, and proximity to high-voltage transmission lines and high-pressure gas lines. Next, it analyzes specific issues about the property itself. This includes an analysis of the physical improvements and site improvements, such as wells and septic systems. Later, it addresses defective structural conditions and maintenance issues. It details when properties can be approved “as is” and when they need to have repairs or replacement of defective items. It also indicates the requirements for satisfactory inspection of mechanical systems such as heating and cooling systems, plumbing and electrical systems. It examines FHA 203(K) and Streamlined (K) mortgages that are designed for rehabilitation. It will also document the FHA requirements for various specific property types.
This course is iPad compatible. This course is designed to provide an introductory explanation of real estate financing options, the financing process, and the laws and regulations that govern real estate financing transactions. Upon completion, students will understand how real estate financing works and be better suited to advise home buyers about real estate financing.
This course is iPad compatible. This course is designed to help licensees working with buyers and/or sellers in many of the nation’s recovering markets that because of low inventory and high demand have become strong Seller’s markets. Both buyer and seller perspectives and tactics will be considered in looking at how to ethically and successfully represent either party in a transaction.
Liens, taxes, and
foreclosures are perhaps three of the most important components of the real
estate market. This course will provide you with a comprehensive study of all
aspects of liens, titles, and foreclosures, addressing all types of liens and
their classifications. Your instructor will also discuss taxes and their
importance in the real estate industry, in addition to foreclosures and how to
delay and dispute them.
This course is iPad compatible.
This course is iPad compatible. For many real estate professionals, short sales and foreclosures have become a significant part of their business. These types of transactions can be challenging and complicated so it’s crucial that you know exactly what you are doing. Knowing how to maneuver the complexities of short sales as well as how to identify the distinct real estate opportunities in foreclosure are not merely good skills to have in today’s market – they are crucial! This course will help students become comfortable identifying and handling short sales and foreclosures. We will be covering the basics of getting started with short sales including definitions, challenges and finding leads. We’ll also discuss obtaining; servicing, marketing, and completing the sales process for a short sale listing. You’ll also learn all about the foreclosure process, including the market opportunity, definitions, and types of foreclosures, REO properties and options to foreclosure for the homeowner. Finally, we’ll cover the entire process of listing, marketing and closing the foreclosed/REO property.
"This course meets the National Association of REALTORS Quadrennial Code of Ethics requirement. Please check with your local association for approval."
For over 30 years, the Real Estate Settlement Procedures Act (RESPA) has ensured that consumers throughout the United States are granted accessible and helpful information on the cost of mortgage settlements and are protected from unreasonably high settlement charges. This Act has seen its share of changes over the years, and as a practicing real estate professional, it is important that you are knowledgeable about its most recent revisions, specifically the new TILA-RESPA Rule. When the rule and changes go into effect on October 1, 2015, your clients will encounter new forms and procedures at the closing table. Your instructor will cover the primary objectives of TILA-RESPA Rule, identify those documents that have been replaced, and cover the specific details of each new form.
Many people in the real estate industry often are tremendously confused when it comes to determining the appraiser’s role in a real estate transaction. For real estate professionals, appraisers are often seen as a roadblock because their opinion on the value of the property often determines whether or not a deal is closed. Your instructor will clear up some of the confusion that surrounds real estate appraisal by demonstrating how to work collaboratively with appraisers and by providing you with information on the steps you can take when you feel as though the assessment that the appraiser has made was flawed.This course is iPad compatible.
This course is iPad compatible. In the past 5 years, all 50 states have experienced floods or flash floods and typical homeowners insurance does not cover flood damage. Every property in this country is in a flood zone. On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act into law, affecting more than 5.5 million homeowners across the United States. This course will educate real estate professionals how to identify a property’s flood risk, how to disclose flood risk to prospective buyers, how the Homeowner Flood Insurance Affordability Act of 2014 affects homeowners’ flood insurance rates, and much more.
This course is iPad compatible. This course is designed to help licensees working with or considering working with buyers statistically designated as low to moderate income households by federal and state guidelines. The history and current environment for affordable housing will be explored with emphasis on identifying and overcoming if possible the challenges to making homeownership a reality for this market.
This course is iPad compatible. Commercial real estate encompasses a wide array of property types – from office and retail space, to residential rental properties, to heavy manufacturing and warehousing. Some real estate licensees may cover the spectrum of commercial real estate, while others will choose to specialize in one or a few distinct types of properties and/or clients. These transactions may be simple or quite complicated. In addition, knowledge of sophisticated financial software programs is an important tool for successful transactions. This course serves as a primer for those wishing to enter into the commercial real estate business, and for those who wish for a back-to-basics refresher.
This course is iPad compatible. An individual with a disability is defined by the Americans with Disabilities Act (ADA) as a person who has a physical or mental impairment that substantially limits one or more major life activities, a person who has a history or record of such an impairment, or a person who is perceived by others as having such an impairment.
The Americans with Disabilities Act protects this group of people so that they may have equal access to public accommodations, employment, public services, and so on. Real estate licensees must be aware of these important laws so that they understand what is required in the built environment, and also the appropriate treatment of this protected class of consumers under the law.
This course goes beyond the basics that real estate licensees learn in their pre-licensing courses. Upon completion of this course, real estate professionals will have a deeper understanding of the purpose, history, application, and enforcement of the Americans with Disabilities Act.
This is a non-credit, professional development course.Are you aware of all of the free and inexpensive Google tools that are available to help you reduce your business operating costs, streamline communication, and improve your work efficiency? In this 3-hour course, we'll introduce you to the best of these tools for your real estate business and show you how to leverage the Google search engine and advertising network to increase your presence in the marketplace to retain and/or attract new business.
This is a non-credit course.
This is a non-credit, professional development course.How would you like to generate business from social media in under 15 minutes a day? Whether you are new or well-versed to the world of social media & looking for a way to take it to the next level, this course teaches you why social media has become a force in business, how you can find & connect with potential clients online, plus a behind the scenes tour of Facebook, Twitter, LinkedIn, Active Rain, YouTube, Pinterest & More.