Approval #:0089 Sponsor Code: 9096
This course is iPad compatible. This course is designed to cover all facets of the law of agency. It will cover the history of agency law and give an overview of the development of the agency arrangement throughout the years. This course will explain the common rules applicable to all agency relationships, and will also review the Disclosure Pamphlet and Form requirements. This course will also explain the key elements of fiduciary responsibility, as well as the consequences for failing to carry out those responsibilities. In addition, this course will cover designated agency and dual agency, along with what and what not to disclose. Finally, participants will read and discuss case studies dealing with agency law.
Approval #:0090 Sponsor Code: 9096
This course is iPad compatible. This course is designed to cover all facets of the Consumer Financial Protection Bureau and Agency. It will cover the history of consumer protection law and identify major changes in Agency oversight throughout the years. It will cover how the CFPB protects consumers, examine the TILA-RESPA Integrated Disclosure Rule, and will also review the Loan Estimator and the Closing Disclosure form. This course will also explain the key elements of fiduciary responsibility, as well as the consequences for failing to carry out those responsibilities. In addition, this course will cover designated agency and dual agency, along with what and what not to disclose.
Approval #:0055 Sponsor Code: 9096
This course is iPad compatible and contains audio/video components throughout. If you've ever thought about increasing your business by working with investor clients this course is for you! Whether the property is a small rental house or a big shopping center, there are specific skillsets, terminology and experience required to give these types of clients the reasonable skill and care that is to be expected of a real estate agent. Your instructor, Tom Lundstedt, CCIM will guide you through the process of evaluating an investment property. You will learn how to use an Investment Property Worksheet to calculate the cash flow, income tax savings, depreciation and rate of return for a rental property. In addition the instructor will coach you through a real world case study that involves assisting an investor who is interested in purchasing an investment property. The process will be simple and fun! The worksheet and information presented in this course will serve you throughout your entire real estate career.
Approval #:0069 Sponsor Code: 9096
This course is iPad compatible. Take your business to a higher level by expanding your knowledge of investment real estate. In this advanced - yet easy-to-understand - course you will laugh and learn with your instructor, Tom Lundstedt, CCIM. Through a variety of lecture, recordings of live seminars, case studies and real-world, down-to-earth examples, Tom will take you Beyond the Basics of real estate investing.
Approval #:0051 Sponsor Code: 9096
The purchase of a property is often the single largest and most important purchase a person will make in their lifetime. With the proper care, and an eye toward professional conduct, the process of buying property can be tremendously beneficial for both buyer and you. Understanding the complexities of the buyer/licensee relationship will allow you to communicate effectively with your customer or client and provide you with the tools you need to make a successful sale. This course is iPad compatible.
Approval #:0074 Sponsor Code: 9096
This course is iPad compatible and contains audio and video components throughout. Master the skills necessary to work successfully with real estate investors in this entertaining and enlightening course. You will build upon the basic knowledge you gained in How to Work with Real Estate Investors - Part 1. (Please note: It's not a requirement to have taken Part 1 first. This is a stand-alone course.) You'll laugh and learn as your instructor, Tom Lundstedt, CCIM, enthusiastically leads you through real world, rental property examples. When you've completed this course, you'll be able to comfortably "talk the talk" with your investor clients about such items as: cash flow, NOI, depreciation, rate of return, cap rate, cash on cash and much more. You'll be able to put to use five different methods to determine a rental property's value. This course will increase your confidence when working with investor clients and open your eyes to many new opportunities.
Approval #:0087 Sponsor Code: 9096
This course will focus on those tools necessary to successfully market, negotiate, and close the sale of a property. Participants will examine the components of a Competitive Market Analysis, as well as the factors that can cause the value and listing price of a property to be different. Students will also discuss the process of a transaction from offer to contract to closing, with special emphasis on the negotiation from initial offer to contract. In addition, students will also look at some of the issues that can arise between contract and closing, and what steps to take if the transaction comes apart at closing.This course is iPad compatible.
Approval #:0082 Sponsor Code: 9096
This course is iPad compatible. The goal of this course is to prepare real estate licensees to have paperless transactions. The course progresses through the entire transaction process, starting with how to secure a computer and network to paperless marketing and advertising. Next, electronic signatures and digital record keeping are discussed, along with some key pieces of federal and state legislation. The course wraps up with follow-up ideas for closing and after the sale.
Approval #:0071 Sponsor Code: 9096
This course is iPad compatible. Sometimes buyers don't know
what they want, or they think they know what they want, but nothing is quite
right. This course will start with the
importance of having buyers pre-approved for financing if they need it. We will provide some techniques to help
buyers prioritize the things they want in a home and adjust his or her standard
buying strategies to suit the needs of different buyers. While summarizing some important consumer
preference studies we will shed light on how real estate licensees can simplify
the home-buying process. We know that
every buyer is different and this course will drill down the facts to help
buyers discover what they truly want in their home.
Approval #:0084 Sponsor Code: 9096
This course is iPad compatible. This course describes some of the most important aspects of the element lead, one of the oldest known elements on earth. It begins with a brief history of lead, including historical and modern uses. A discussion follows of the most common sources for lead contamination both inside the home as well as outside the home.
Once a general understanding of lead and its likely sources of exposure is discussed, the course narrows in on the laws surrounding this toxic element, with a particular focus on those of relevance to property managers. Of vital importance is the Lead Renovation, Repair, and Painting Rule (RRP). As property managers, it is also important to have a basic understanding of the Lead-Safe certification process for firms as well as for individual renovators. Your maintenance staff, your company, or those you hire for repair work may need this certification. If you perform the work, you may need the certification yourself. Specific points of the RRP law and amendments are addressed.
Finally, the course asks you to consider a hypothetical scenario in which a property manager has neglected to follow requirements of various laws and asks you to consider the violations made. Some of the specific health effects associated with lead exposure in children (as well as adults) are described. The course ends with descriptions of the legal responsibilities of the property manager to tenants when leasing or renovating older buildings. Questions you should ask of potential contractors and a variety of resources are described and provided.
Approval #:0058 Sponsor Code: 9096
The real estate contract is perhaps one of the least understood documents in the real estate market, and yet it is the contract that is used most often. For your clients, the purchase of a home is generally the most expensive and life-changing decision they will make. Therefore, whether you are new to the real estate market or an established expert, it is important that you understand the fundamentals of contract law in order to protect both your and your clients’ interests. Your instructor will provide you with a unique look at contracts, from the history to the evolution, from definitions to types, and from Purchase and Sale to Loan Assumption Addendum. This course is iPad compatible.
Approval #:0073 Sponsor Code: 9096
This course is iPad compatible. Did you know that the National Association of REALTORS® Code of Ethics is over 100 years old? Though the real estate market has evolved a lot since 1913, one aspect that has not changed is that home buyers continue to select professionals who hold themselves to a high ethical standard. Familiarity with the Code of Ethics will allow you to build stable and lasting relationships with your clients. Your instructor will provide you with an overview of the Code of Ethics and Standards of Practice of the National Association of REALTORS® as it applies to the profession of real estate. Additionally, your instructor will enhance your understanding of ethical behavior by providing you with sample scenarios and common illegal practices to guide the practical decision-making of licensees.
State and Local NAR Chapters have the authority to accept this course as meeting the NAR Ethics quadrennial requirement.
Approval #:0053 Sponsor Code: 9096
This course is iPad compatible. The difference between a good listing agreement and a lousy one has everything to do with your knowledge and preparation of the document. Being well-prepared and knowing how to distinguish between certain categories of agreements will not only yield a good listing agreement, it will give you confidence with a wide range of clients. Your instructor will provide you an in-depth look at the intricacies of listing agreements and will explore some case studies to help you better understand listing agreements as they are used throughout a real estate career.
Approval #:0080 Sponsor Code: 9096
This course is iPad compatible. An individual with a disability is defined by the Americans with Disabilities Act (ADA) as a person who has a physical or mental impairment that substantially limits one or more major life activities, a person who has a history or record of such an impairment, or a person who is perceived by others as having such an impairment.
The Americans with Disabilities Act protects this group of people so that they may have equal access to public accommodations, employment, public services, and so on. Real estate licensees must be aware of these important laws so that they understand what is required in the built environment, and also the appropriate treatment of this protected class of consumers under the law.
This course goes beyond the basics that real estate licensees learn in their pre-licensing courses. Upon completion of this course, real estate professionals will have a deeper understanding of the purpose, history, application, and enforcement of the Americans with Disabilities Act.
Approval #:0088 Sponsor Code: 9096
The course is iPad compatible. Real estate trust accounts are typically separate accounts that are municipally required to be maintained and monitored by licensed real estate professionals (brokers, property management companies, individually licensed property managers, etc.) for the purpose of depositing certain funds received on behalf of a client or business entity. A real estate brokerage company, or similar licensed business, will usually set up a trust account at a bank or other lawfully recognized depository. The funds deposited in the trust account are received by a broker, salesperson, property manager, or the like on behalf of an individual (usually the buyer, renter, or lessee), and are held in the performance of any acts for which a real estate license is required.
The main purpose of this course is to help further educate licensed real estate and similar industry professionals about trust accounts that are used in a variety real estate formats. Trust accounts are mandated by various municipal entities, and often guided by specific state legislation. This review will delineate multiple areas where trust account types are required, and explain how they work and function within numerous real estate vocations and corresponding business relationships.
Approval #:0081 Sponsor Code: 9096
This course is iPad compatible. During the past decade or so, historic swings in housing, labor and stock markets have defined an economic climate which can only be described as uncertain. The economic unpredictability of the Great Recession of 2007 permeated every facet and demographic one could imagine. Gen Y’s postponement of their financial independence has recently created a new brand of tenant - the Generation Y tenant. An unprecedented increase in the amount of Generation Y young adults live with their parents - a statistic that convincingly demonstrates that the millennial generation has delayed their financial independence. Meaningful and compelling social focus has been performed to reveal how this new generation of young adults have fared in the wake of the Great Recession; with particular attention devoted to the comparison of Generation Y’s delayed financial independence compared to previous generations. This course explores how the field of Property Management has changed in reaction to tenant demographics that are vastly different from the typical tenant of past.
Approval #:0064 Sponsor Code: 9096
This course is iPad compatible. This course will highlight some specific challenges for flood properties in the Coastal states along the Pacific and Atlantic coast, Alaska and islands, except Florida, which is covered under the Gulf Regions course. Every property in this country is in a flood zone, and most homeowners insurance does not cover flood damage. On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act into law, affecting more than 5.5 million homeowners across the United States. This course will teach real estate professionals how to identify a property’s flood risk, how to disclose flood risk to prospective buyers, how the Homeowner Flood Insurance Affordability Act of 2014 affects homeowners’ flood insurance rates, and much more. Material for this course was taken from www.floodsmart.gov and www.FEMA.gov.
Approval #:0075 Sponsor Code: 9096
For over 30 years, the Real Estate Settlement Procedures Act (RESPA) has ensured that consumers throughout the United States are granted accessible and helpful information on the cost of mortgage settlements and are protected from unreasonably high settlement charges. This Act has seen its share of changes over the years, and as a practicing real estate professional, it is important that you are knowledgeable about its most recent revisions, specifically the new TILA-RESPA Rule. When the rule and changes go into effect on October 1, 2015, your clients will encounter new forms and procedures at the closing table. Your instructor will cover the primary objectives of TILA-RESPA Rule, identify those documents that have been replaced, and cover the specific details of each new form.
Approval #:0077 Sponsor Code: 9096
This course is iPad compatible. This course is designed to educate real estate professionals about the process and advantages of using IRA funds to invest in real estate. It will include information on the history of investing retirement funds in real estate, how the process works, market conditions that make it an attractive option, and the effects of market volatility. Particular areas of discussion include different types retirement accounts, their costs and regulation, finding eligible properties and managing the investment, and guidance on managing profits from sales, writing off loss, tax penalties and other considerations.
Approval #:0079 Sponsor Code: 9096
This course is iPad compatible. This course is designed to educate real estate professionals about real estate crowdfunding, the opportunities for individual investors, how real estate companies can raise capital to fund projects, and how to get started. Detailed discussion of related regulations will also be provided.
Course Learning Objectives
Upon completion of this course, the student will be able to:
Differentiate between accredited and unaccredited investors in the context of crowdfunding
Identify four key pieces of legislation that impact real estate crowdfunding
List the benefits of pending legislation to the small real estate investor and to developers
Quantify the benefits of CRE investing through crowdfunding platforms
Identify advantages presented by the different product types available through crowdfunding, both to investors and developers
Identify at least 2 specific tools for investors to use in evaluating purchases offered through crowdfunding platforms
Compare closing times for crowdfunded projects vs. those using traditional financing routes
List 3 specific benefits to raising capital via crowdfunding over traditional sources.
Define guaranteed pre-funding and discuss its advantages
List the benefits outlined by the idea of 300>1
Approval #:0078 Sponsor Code: 9096
This course is iPad compatible. This course covers the general topics that affect those professionals tasked with the responsibility of professionally managing real property. Students will first be introduced to those issues that directly impact property owners. The second chapter outlines the matters relating to tenant-centric topics. Finally, the last chapter details pitfalls a professional property manager faces operating a business as a property management business owner.
Course Learning Objectives
Upon Completion of this course, the participant will be able to:
• Identify property management basics
• Identify the varying types of property owners and their differing needs
• Understand the concept of Capitalization Rate and calculate one for a rental property
• Identify various rental payment plans and the benefits each offers
• Explain the risks of filing a tenant eviction
• Identify lead-based paint issues in residential rentals
• Recognize the different organizational structures of companies
• Identify Federally protected Fair-Housing classes
• Identify and avoid antitrust violations
Approval #:0076 Sponsor Code: 9096
This course is iPad compatible. This course provides an in-depth look at FHA mortgage lending policies. The purpose is to familiarize real estate professionals with the current regulations and how they apply to residential lending of various property types. First, it investigates what FHA deems to be unacceptable locations. It details potential hazards such as subsidence, heavy traffic, and proximity to high-voltage transmission lines and high-pressure gas lines. Next, it analyzes specific issues about the property itself. This includes an analysis of the physical improvements and site improvements, such as wells and septic systems. Later, it addresses defective structural conditions and maintenance issues. It details when properties can be approved “as is” and when they need to have repairs or replacement of defective items. It also indicates the requirements for satisfactory inspection of mechanical systems such as heating and cooling systems, plumbing and electrical systems. It examines FHA 203(K) and Streamlined (K) mortgages that are designed for rehabilitation. It will also document the FHA requirements for various specific property types.
Approval #:0072 Sponsor Code: 9096
This course is iPad compatible. Commercial real estate encompasses a wide array of property types – from office and retail space, to residential rental properties, to heavy manufacturing and warehousing. Some real estate licensees may cover the spectrum of commercial real estate, while others will choose to specialize in one or a few distinct types of properties and/or clients. These transactions may be simple or quite complicated. In addition, knowledge of sophisticated financial software programs is an important tool for successful transactions. This course serves as a primer for those wishing to enter into the commercial real estate business, and for those who wish for a back-to-basics refresher.
Approval #:0086 Sponsor Code: 9096
This Course is iPad compatible. This real estate finance course will cover, in detail, the root definitions of mortgages, trust deeds, title insurance, and other factors associated with the field of real estate. Additionally, we will cover how the primary and secondary mortgage markets interact with one another, and how the Central Bank and federal government either open or close off the figurative “floodgates” of access to money.
Approval #:0068 Sponsor Code: 9096
This course is iPad compatible. Foreign investments in US real estate are on the upswing in many cities in the US, and this trend is likely to grow in the future. Foreign investments impact almost all real estate market segments, including residential, commercial, and industrial. In addition, current statistics show the sum of foreign investments is a huge part of our real estate industry.Real estate professionals should understand the dynamics of working with these investors and the important role they plays in our economy. Understanding issues such as cultural differences, financing for foreign persons and establishing credit, in addition to components such as the EB-5 Program and the Foreign Investment Real Property Tax Act (FIRPTA), are key to being successful in working with foreign buyers and sellers. With new technology available, listing agents should know how to market their listings to attract this market. This course will explore the various aspects of foreign investment in US real estate and will provide professionals with a practical approach on how to work with this market segment. Trends, examples, and case studies will also be offered.
Approval #:0085 Sponsor Code: 9096
This course is iPad compatible. Urbanization is not a new phenomenon, but what is significant about urban growth today is the accelerated pace at which it is occurring. According to the UN, more than 1 million people move to cities globally every week and 6.3 billion will be living in cities by 2050. That is 67% of the world’s population. For real estate professionals, this means that business strategies must evolve with the changing patterns of demand in urban, suburban, and rural regions of property development. This course will provide you with the tools you need to navigate the ever-evolving real estate market by providing you with statistical histories on urban, suburban, and rural U.S. regions, an explanation of the “boomerang” effect from cities to suburbia and vice versa, and information on the current popularity of urban areas, among other topics.
Approval #:0083 Sponsor Code: 9096
This course is iPad compatible. This course is designed to help licensees working with or considering working with buyers statistically designated as low to moderate income households by federal and state guidelines. The history and current environment for affordable housing will be explored with emphasis on identifying and overcoming if possible the challenges to making homeownership a reality for this market.
Approval #: Sponsor Code:
This is a non-credit, professional development course.How would you like to generate business from social media in under 15 minutes a day? Whether you are new or well-versed to the world of social media & looking for a way to take it to the next level, this course teaches you why social media has become a force in business, how you can find & connect with potential clients online, plus a behind the scenes tour of Facebook, Twitter, LinkedIn, Active Rain, YouTube, Pinterest & More.
This is a non-credit course.
This is a non-credit, professional development course.Are you aware of all of the free and inexpensive Google tools that are available to help you reduce your business operating costs, streamline communication, and improve your work efficiency? In this 3-hour course, we'll introduce you to the best of these tools for your real estate business and show you how to leverage the Google search engine and advertising network to increase your presence in the marketplace to retain and/or attract new business.