Approval #:C20160804 Sponsor Code: P1000111
As a practicing real estate professional, constructing, distributing, and signing contracts is perhaps one of the most integral components of your profession. Therefore, it’s important that you have a working knowledge of numerous real estate contracts in order for you to do business with a wide range of clients. Your instructor, will cover all of the facets of contract law, including oral and written contracts, the essentials of valid contracts, the ways in which contracts may be terminated or breached, sample formats, and specific contingency clauses that may be encountered in everyday real estate practice.
This course is approved for 3 hours of core credit.
Course materials are available for download after purchase.
Approval #:C20200057 Sponsor Code: P1000111
This course serves as a guide for agents to learn about radon and lead-based paint as they relate to real estate and the home. These environmental hazards both pose dangerous health risks if not properly tested and treated. Thus, it is necessary for a real estate professional to have a broad knowledge of each topic and know the proper disclosure and testing methods that must be utilized in order to mitigate risks involved. Both state and federal laws apply to radon and lead-based paint issues as they apply to the real estate transaction. Follow the proper protocols, and you will be able to reduce your liability as a real estate professional.
This course is approved for 3 hours of Core credit.
Approval #:C20161321 Sponsor Code: P1000111
This course will take you through all the subjects mandated by your
state’s Real Estate Commission, and includes instruction in learning the
basics of Federal Fair Housing laws and describes how they benefit the
consumer, appropriate and legal advertising, discusses ways to avoid
violations through blockbusting, steering, redlining, panic selling and
defining ethnic groups. In addition, the New Jersey Fair Housing Act and
the Law Against Discrimination will be discussed.
Approval #:C20200053 Sponsor Code: P1000111
Did you know that the National Association of REALTORS® Code of Ethics is over 100 years old? Though the real estate market has evolved a lot since 1913, one aspect that has not changed is that home buyers continue to select professionals who hold themselves to a high ethical standard. Familiarity with the Code of Ethics will allow you to build stable and lasting relationships with your clients. Your instructor will provide you with an overview of the Code of Ethics and Standards of Practice of the National Association of REALTORS® as it applies to the profession of real estate. Additionally, your instructor will enhance your understanding of ethical behavior by providing you with sample scenarios and common illegal practices to guide the practical decision-making of licensees.
Approval #:C20200041 Sponsor Code: P1000111
At any given moment on any given day, licensees go about their real estate activities with a powerful and motivating monetary objective in mind—to sell, buy, lease, or manage property for their clients. To attain this objective, real estate licensees interact and negotiate with a variety of professionals, market themselves to each other and to the public, and advertise and promote their client's real estate assets. They also assist
in attaining their client's desired real estate goals. However, engaging in these activities is not a simple endeavor. Licensees must be aware of the consequences of these actions—legal and monetary—and how these consequences impact not only their individual businesses but also their profession in general. Negative consequences would include license reprimand, suspension and revocation as
well as possibility of fines and lawsuits. Licensees today enjoy the unprecedented benefits of technology—technology that
enables licensees to reach more clients, sell or lease more homes, manage more
property, and ultimately earn more money. However, with the benefits that today's
technology provides, there are also the risks of misusing (and even abusing) it.
Licensees must know the pitfalls of the technology highway and be able to navigate it
successfully. This course is intended to provide some direction for licensees in today's tech heavy
real estate industry. Licensees must be able to identify risks, analyze their impact, and
manage the consequences of such risks.
Approval #:C20160824 Sponsor Code: P1000111
This course is designed to fulfill a portion of your real estate continuing education. This course will provide a comprehensive study of all aspects of liens, taxes and foreclosures, addressing all types of liens and their classifications. Students will recognize what a lien on a property means to buyers and sellers, as well as how liens are released and assigned. This course also covers taxes and their importance in the real estate industry. Taxes such as ad valorem taxes, special assessments and transfer taxes will be presented. The course touches on the three approaches to establish the value of a property as well as capital gains. Finally, the topic of foreclosure and how to delay and dispute it, as well as the potential benefits and drawbacks will be covered in this course.
This course is approved for 3 hours of elective credit.
Approval #:C20161318 Sponsor Code: P1000111
The best time to plant a tree was 20 years ago. The next best time is now. ~ Chinese ProverbThis Chinese proverb rings true about credit reports as well. Ideally, a homebuyer has been preparing to buy a home for years: saving a healthy down payment, eliminating debt, and boosting their credit score as much as possible. Unfortunately, many buyers in the market have not had the opportunity to do such things, so what can they do now? Being able to counsel people on improving their financial standing can not only improve your service to your current clients, it can also be used as a marketing tool to attract and help new clients!
This course is approved for 2 hours of elective credit.
Approval #:C20200055 Sponsor Code: P1000111
This course is designed to help licensees working with or considering working with buyers statistically designated as low to moderate income households by federal and state guidelines. The history and current environment for affordable housing will be explored with emphasis on identifying and overcoming if possible the challenges to making homeownership a reality for this market.
This course is approved for 4 hours of elective credit.
Approval #:C20160799 Sponsor Code: P1000111
This course is designed to fulfill a portion of your real estate continuing education. This course is intended to provide some basic insight into "green building." Its purpose is not to make the student an expert by any stretch of the imagination. Rather it will offer an overview of recent activity across the United States.
Approval #:C20200059 Sponsor Code: P1000111
Sometimes buyers don't know what they want, or they think they know what they want, but nothing is quite right. This course will start with the importance of having buyers pre-approved for financing if they need it. We will provide some techniques to help buyers prioritize the things they want in a home and adjust his or her standard buying strategies to suit the needs of different buyers. While summarizing some important consumer preference studies we will shed light on how real estate licensees can simplify the home-buying process. We know that every buyer is different and this course will drill down the facts to help buyers discover what they truly want in their home.
Approval #:C20200060 Sponsor Code: P1000111
This course will highlight some specific challenges for flood properties in the Coastal states along the Pacific and Atlantic coast, Alaska and islands, except Florida, which is covered under the Gulf Regions course. Every property in this country is in a flood zone, and most homeowners insurance does not cover flood damage. On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act into law, affecting more than 5.5 million homeowners across the United States. This course will teach real estate professionals how to identify a property’s flood risk, how to disclose flood risk to prospective buyers, how the Homeowner Flood Insurance Affordability Act of 2014 affects homeowners’ flood insurance rates, and much more. Material for this course was taken from www.floodsmart.gov and www.FEMA.gov.
Approval #:C20161438 Sponsor Code: P1000111
If you've ever thought about increasing your business by
working with investor clients this course is for you! Whether the
property is a small rental house or a big shopping center, there are
specific skillsets, terminology and experience required to give these
types of clients the reasonable skill and care that is to be expected of
a real estate agent. Your instructor, Tom Lundstedt, CCIM will guide
you through the process of evaluating an investment property. You will
learn how to use an Investment Property Worksheet to calculate the cash
flow, income tax savings, depreciation and rate of return for a rental
property. In addition the instructor will coach you through a real world
case study that involves assisting an investor who is interested in
purchasing an investment property. The process will be simple and fun!
The worksheet and information presented in this course will serve you
throughout your entire real estate career.
Approval #:C20200074 Sponsor Code: P1000111
This course is designed to help licensees working with buyers and/or sellers in many of the nation’s recovering markets that because of low inventory and high demand have become strong Seller’s markets. Both buyer and seller perspectives and tactics will be considered in looking at how to ethically and successfully represent either party in a transaction.
Approval #:C20200399 Sponsor Code: P1000111
Real estate is generally a safe profession, but there are dangers that agents are exposed to on occasion. While the number of work related deaths and injuries are relatively low, they are not nonexistent. Female real estate agents are more likely to become victims than men; however, men are not immune to attack. Think about it: real estate licensees often meet complete strangers by themselves, in vacant properties, at odd hours, with little or no background information on the potential client(s). When you think about it this way, the job can sound dangerous. There are some basic safety protocols real estate professionals can employ in the field. Though your brokerage may have a set of security procedures in place, many brokerages rely on the individual agent to establish their own safety measures.
Approval #:C20160818 Sponsor Code: P1000111
The objective of this course is to help the real estate professional understand the current real estate market, including bank "work-out" options available to delinquent borrowers.
Approval #:C20200444 Sponsor Code: P1000111
This course provides an in-depth look at FHA mortgage lending policies. The purpose is to familiarize real estate professionals with the current regulations and how they apply to residential lending of various property types. First, it investigates what FHA deems to be unacceptable locations. It details potential hazards such as subsidence, heavy traffic, and proximity to high-voltage transmission lines and high-pressure gas lines. Next, it analyzes specific issues about the property itself. This includes an analysis of the physical improvements and site improvements, such as wells and septic systems. Later, it addresses defective structural conditions and maintenance issues. It details when properties can be approved “as is” and when they need to have repairs or replacement of defective items. It also indicates the requirements for satisfactory inspection of mechanical systems such as heating and cooling systems, plumbing and electrical systems. It examines FHA 203(K) and Streamlined (K) mortgages that are designed for rehabilitation. It will also document the FHA requirements for various specific property types.