7 Hour Introduction to Fair Housing and Fair Lending Instruction
We begin with a study of Federal Fair Housing requirements over the years, including the Fair Housing Act of 1968, the Housing and Community Development Act of 1974, and the Fair Housing Amendments Act of 1968. We will also address some fair lending legislation such as the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act and the Real Estate Settlement Procedures Act (RESPA). Then, we will look at similar legislation under New York State law and local laws.
There will be a section on avoiding bias and discrimination in your appraisal development and another section on avoiding bias and discrimination in your report writing.
Next, comes a discussion of appraiser’s responsibilities under USPAP. There will also be a section about how discrimination is enforced and penalized under HUD, the Department of Justice, and the NY State Division of Licensing. This will be illustrated with numerous actual legal cases.