Hello and welcome to “That’s a Violation – Appraisal Standards in the Real World,” presented by McKissock Education. My name is Dan Bradley, and I am the course author and will also be your instructor. First, let me tell you a little bit about my background. I am a certified general appraiser with 30 years’ experience. I spent eight years on my state’s appraisal licensing board. I have also done appraisal review work for my state’s prosecutorial agency in appraisal disciplinary cases and I have also provided testimony in appraisal disciplinary cases. I am also an AQB Certified USPAP Instructor.
First, let’s review the course description. This course is about issues relating to disciplinary complaints. Over the last several years, disciplinary complaints against appraisers have become a lot more numerous, and I can tell you that from personal experience. The good thing is that not all complaints though result in disciplinary action. We’re going to talk about the basics of the appraisal licensing and certification system and we’re going to look very briefly at the complaint process in general because it varies from state to state. We’re going to cover The Appraisal Foundation’s Voluntary Disciplinary Actions Matrix and we’re going to provide examples. Examples are important because it’s one thing to go through the matrix and read about violations and suggested sanctions in black and white, but it’s another thing to provide some color by providing real-life examples of violations and sanctions.
The examples and case studies that we’re going to go over in this course are all taken from actual case files in disciplinary cases against appraisers that were adjudicated by state appraisal enforcement agencies. We are going to talk about minor violations and how to avoid them. We will address minor development and reporting issues and we will also discuss more serious violations of the ETHICS RULE and the COMPETENCY RULE. And of course, we have plenty of real-life case study examples. In each case, we are going to discuss what violations, if any, have occurred and what sanction was given to the appraiser but most importantly we’re going to talk about how the appraiser could have avoided the problem.
As an appraiser, you don’t want to have a complaint filed against you and you certainly don’t want to be the subject of a complaint that results in disciplinary action. We are going to provide plenty of do’s and don’ts about what an appraiser should do to avoid complaints and also what to do and what not to do if the appraiser becomes a respondent in a complaint.