How to Become an Appraiser in Maryland
An appraisal career offers many benefits, including flexibility, good pay, and diverse work opportunities. Do you want to know how to become a real estate appraiser in Maryland, or how to upgrade your current license? No matter what stage you’re at in your career, McKissock Learning has all the Maryland appraisal courses and resources you need to succeed.
Maryland Appraiser License: Trainee
How to become a real estate appraiser in Maryland
In Maryland, the first step is to get your Appraiser Trainee license. As a Trainee, you’ll work under the supervision of a Certified Supervisory Appraiser for at least 6 months to gain relevant work experience. Your supervisor will guide you as you learn how to inspect properties, analyze market data, and complete appraisal reports.
Here are the steps to become a Trainee Appraiser in Maryland:
Step 1: Complete the required education.
You must pass 83 hours of Maryland trainee appraiser education, which includes three AQB Basic Qualifying Education courses plus two other mandatory courses:
- Basic Appraisal Principles (30 hours)
- Basic Appraisal Procedures (30 hours)
- 15-hour National USPAP Course (15 hours)
- Supervisor/Trainee Course for Maryland (4 hours)
- Fair Housing, Bias, and Discrimination (4 hours)
Step 2: Connect with a supervisor.
You’ll need to find a Certified Supervisory Appraiser and arrange for them to supervise your on-the-job training. To save time, start searching for a supervisor while taking your pre-licensing education courses.
Step 3: Apply for your Trainee license.
Apply for your Trainee Appraiser license with the Maryland Commission of Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors. Your application package should include the following:
- Original Appraiser Trainee license application
- Trainee and Supervising Appraiser verification form
- Education completion certificates
- Application fee
- Fingerprints for background check
Important: Verify all requirements and instructions with your state licensing board. For more information, contact the Maryland Commission of Real Estate Appraisers at 410.230.6363.
Once you become a Trainee Appraiser, then what?
Upon receiving your Trainee license, you can start working and earning money under your Certified Supervisory Appraiser. In addition to logging a specified number of appraisal work hours, you must also complete additional pre-licensing courses and pass a national exam to become a Licensed Residential, Certified Residential, or Certified General Real Estate Appraiser in Maryland.
Once you are fully licensed or certified, you can begin working on your own as an independent appraiser. Many appraisers choose to work for themselves. However, you can also seek a salaried position at a large appraisal firm, bank, or government agency.
Go to the “Licensed,” “Certified Residential,” and “Certified General” tabs at the top of this page to read the minimum requirements for each license level.
Maryland Trainee Appraiser (83 hours) – AQB recommended course order
Online Info
Required Education:
83 Hours.
Basic Appraisal Principles – 30 hours
Basic Appraisal Procedures – 30 hours
National USPAP Course or Equivalent – 15 hours
Supervisor/Trainee Course for Maryland – 4 hours
Fair Housing, Bias, and Discrimination – 4 hours
2015 AQB Supervisor/Trainee Course Requirement: Both the Trainee Appraiser and Supervisory Appraiser shall be required to complete a course that, at minimum, complies with the specifications for course content established by the AQB. The course must be completed by the Trainee Appraiser prior to obtaining a Trainee Appraiser credential, and completed by the Supervisory Appraiser prior to supervising a Trainee Appraiser.
Experience: N/A
College Education: N/A
Online Limitations
Roster
Governing Agency
FAQs about how to become an appraiser in Maryland
How much does it cost to become a real estate appraiser in Maryland?
It costs about $2,700 to $3,400 to become a licensed or certified real estate appraiser in Maryland. Here’s a breakdown of the estimated costs involved:
- Maryland trainee-level qualifying education (QE) – $1,200
- Additional QE to get licensed or certified – $900–$2,600
- Maryland licensing and registration fees – $520
- Exam fee – $80
- Total costs = $2,700–$3,400
How long does it take to become an appraiser in Maryland?
The first step—becoming an Appraiser Trainee—can be done in as little as a few weeks. Then, you must work under a Certified Supervisory Appraiser (as a paid Appraiser Trainee) for at least 6–18 months, depending on which license level you want to attain.
How much do Trainee Appraisers make?
The nationwide average annual income for Trainee Appraisers is $53,218, according to McKissock’s 2023 Appraisal Salary Guide. Once you become a fully licensed or certified appraiser, you can expect to earn a higher salary.
Helpful resources
Maryland Appraiser License: Licensed
How to become a Licensed Real Estate Appraiser in Maryland
Licensed Appraisers in the state of Maryland are allowed to appraise non-complex 1–4 unit residential properties with a transaction value under $1,000,000, complex 1–4 unit residential properties with a transaction value under $250,000, and commercial properties with a transaction value under $250,000.
To become a Licensed Real Estate Appraiser in Maryland, you must:
- Hold a valid trainee appraiser license
- Complete 158 hours of Maryland appraisal education (includes trainee education)
- Complete 1,000 hours of acceptable appraisal experience in no fewer than 6 months
- Pass the National Uniform Licensing and Certification Exam for Licensed Residential Appraisers
- No college-level education is required
Once you’ve met the above requirements, you can apply for your Maryland appraiser license. You’ll need to submit the following:
- License application
- Education completion certificates
- Experience logs documenting your appraisal work
- Application fee
Important: Verify all requirements and instructions with your state licensing board. For more information, contact the Maryland Commission of Real Estate Appraisers at 410.230.6363.
Maryland Licensed Real Estate Appraiser (158 hours) – AQB recommended course order
Online Info
Required Education:
158 Hours.
Basic Appraisal Principles – 30 hours.
Basic Appraisal Procedures – 30 hours.
National USPAP Course or Equivalent – 15 hours
Supervisor/Trainee Course for Maryland – 4 hours
Fair Housing, Bias, and Discrimination – 4 hours
Residential Market Analysis & Highest and Best Use – 15 hours.
Residential Appraiser Site Valuation and Cost Approach – 15 hours.
Residential Sales Comparison and Income Approaches – 30 hours.
Residential Report Writing and Case Studies – 15 hours.
Experience: 1,000 hours of acceptable appraisal experience in not less than 6 months.
College Education: No college-level education required.
Online Limitations
Roster
Governing Agency
FAQs about becoming a Licensed Real Estate Appraiser in Maryland
How much do home appraisers make in Maryland?
The average salary range for residential real estate appraisers in Maryland is $53,601 to $108,508, according to Salary.com.1,2 The Bureau of Labor Statistics lists the mean annual wage of property appraisers and assessors in Maryland as $81,410.3 Glassdoor gives a much higher number, estimating that Maryland home appraisers make an average salary of $139,464 per year.4
Income can vary widely depending on an appraiser’s license level, years of experience, location, and advanced skills or specializations.
Do I need a degree to become a Licensed Appraiser in Maryland?
No. You do not need any college education to become a Licensed Real Estate Appraiser in the state of Maryland. However, if you wish to upgrade your license to Certified Residential or Certified General, you may need at least some college credits or a degree to attain those higher classifications.
Helpful resources
Sources cited
- Appraiser (Residential Real Estate) Salary in Maryland (Salary.com)
- Appraiser Sr. (Residential Real Estate) Salary in Maryland (Salary.com)
- Occupational Employment and Wage Statistics: Property Appraisers and Assessors (US Bureau of Labor Statistics)
- Residential Real Estate Appraiser Salaries in Maryland (Glassdoor)
Maryland Appraiser License: Certified Residential
How to become a Certified Residential Appraiser in Maryland
In Maryland, Certified Residential Appraisers (or home appraisers) can appraise all 1–4 unit residential properties, without regard to transaction value or complexity. They are also permitted to appraise commercial properties with a transaction value under $250,000.
To earn your Certified Residential Appraiser license in Maryland, you must meet the following education, experience, and examination requirements:
- Complete 208 hours of Maryland appraisal education (includes trainee education)
- Complete 1,500 hours of acceptable appraisal experience in no fewer than 12 months
- Pass the National Uniform Licensing and Certification Exam for Certified Residential Appraisers
- Meet one of the following higher education requirements:
- Bachelor’s degree or higher
- Associate degree or higher in a field related to Accounting, Business Administration, Economics, Finance, or Real Estate
- 30 semester hours of college credit in specified topics
- 30 semester hours of College Level Examination Program (CLEP) examinations in specified topics
- Any combination of college credit or CLEP credit that includes all the specified topics
- Exception: No college education is required if you have been a Licensed Real Estate Appraiser for at least 5 years and you’ve been in good standing with no disciplinary actions filed against you in the last 5 years.
Once you’ve met the above requirements, it’s time to apply for your Maryland Certified Residential Real Estate Appraiser license. Your application package should include:
- License application
- Education completion certificates
- Experience logs documenting your appraisal work
- Application fee
Important: Verify all requirements and instructions with your state licensing board. For more information, contact the Maryland Commission of Real Estate Appraisers at 410.230.6363.
Maryland Certified Residential Real Estate Appraiser (208 hours) – AQB recommended course order
Online Info
Required Education:
208 Hours.
Basic Appraisal Principles – 30 hours.
Basic Appraisal Procedures – 30 hours.
National USPAP Course or Equivalent – 15 hours
Supervisor/Trainee Course for Maryland – 4 hours
Fair Housing, Bias, and Discrimination – 4 hours
Residential Market Analysis & Highest and Best Use – 15 hours.
Residential Appraiser Site Valuation and Cost Approach – 15 hours.
Residential Sales Comparison and Income Approaches – 30 hours.
Residential Report Writing and Case Studies – 15 hours.
Statistics, Modeling and Finance – 15 hours.
Advanced Residential Applications and Case Studies – 15 hours.
Appraisal Subject Matter Electives – 20 hours.
Experience: 1,500 hours of acceptable appraisal experience in not less than 12 months.
College Education:
1) Bachelor’s Degree in any field of study;
2) Associate’s Degree in a focused field of study, such as business, economics, or real estate;
3) Successful completion of 30 college semester credit hours in specified topics;
4) Successful completion of College-Level Examination Program (CLEP)1 exams equivalent to a minimum of 30 semester credit hours in specified subject matter areas; or
5) Any combination of #3 and #4 above that includes all of the topics identified.
6) A LICENSED RESIDENTIAL appraiser who has been licensed for a minimum of 5 years and in good standing for at least 5 years with no disciplinary actions that would affect the individual’s ability to appraise may upgrade to CERTIFIED RESIDENTIAL without completing any college coursework.
Online Limitations
Roster
Governing Agency
FAQs about becoming a Certified Residential Appraiser in Maryland
Do I need a college degree to become a Certified Residential Appraiser in Maryland?
No, not necessarily. Licensed Real Estate Appraisers who have been licensed and in good standing for at least 5 years can upgrade their license to Certified Residential without having any college education. Other applicants will need either a college degree or 30 hours of college credit or CLEP exams in specified topics. See details above.
How much do Certified Residential Appraisers earn in Maryland?
The average salary for all residential real estate appraisers in Maryland is between $53,601 and $108,508, according to Salary.com.1,2 The Bureau of Labor Statistics lists the mean annual wage of property appraisers and assessors in Maryland as $81,410.3 Glassdoor gives a much higher number, estimating that Maryland residential real estate appraisers make an average salary of $139,657 per year.4
Appraisal income is strongly influenced by license level, years of experience, location, and additional skills or professional certifications (e.g., green home or luxury home appraiser certification).
Certified Residential Appraisers may earn significantly more than Licensed Appraisers because they have more advanced skills, and they are allowed to appraise a wider variety of properties, including complex and luxury homes.
What are the continuing education requirements for Maryland appraisers?
Maryland CE requirements state that all real estate appraisers must take 42 continuing education (CE) hours every 3 years to renew their license, including at least 3 hours of appraisal education related to racial discrimination and implicit bias. The 7-Hour National USPAP Update course (or its equivalent) must be completed every 2 years.
Helpful resources
- Maryland Licensing Information
- Real Estate Appraiser Exam Prep
- Your Guide to an Appraisal License Upgrade
Sources cited
- Appraiser (Residential Real Estate) Salary in Maryland (Salary.com)
- Appraiser Sr. (Residential Real Estate) Salary in Maryland (Salary.com)
- Occupational Employment and Wage Statistics: Property Appraisers and Assessors (US Bureau of Labor Statistics)
- Residential Real Estate Appraiser Salaries in Maryland (Glassdoor)
Maryland Appraiser License: Certified General
How to become a Certified General Appraiser in Maryland
In Maryland, a Certified General Real Estate Appraiser (or commercial appraiser) can appraise all types of real property, regardless of value, complexity, or whether the property is residential or commercial.
To become a Certified General Appraiser in Maryland, you must:
- Hold a valid appraisal license
- Complete 308 hours of Maryland appraisal education (includes trainee education)
- Complete 3,000 hours of acceptable appraisal experience in no fewer than 18 months, including a minimum of 1,500 hours in non-residential appraisals
- Pass the National Uniform Licensing and Certification Exam for Certified General Appraisers
- Have a bachelor’s degree or higher from an accredited college or university
Once you’ve met the above requirements, you can apply for your Maryland Certified General Real Estate Appraiser license. You’ll need to submit the following items:
- License application
- Education completion certificates
- Experience logs documenting your appraisal work
- Application fee
Important: Verify all requirements and instructions with your state licensing board. For more information, contact the Maryland Commission of Real Estate Appraisers at 410.230.6363.
Maryland Certified General Appraiser (308 hours) – AQB recommended course order
Online Info
Required Education:
308 Hours.
Basic Appraisal Principles – 30 hours.
Basic Appraisal Procedures – 30 hours.
National USPAP Course or Equivalent – 15 hours
Supervisor/Trainee Course for Maryland – 4 hours
Fair Housing, Bias, and Discrimination – 4 hours
General Appraiser Market Analysis & Highest and Best Use – 30 hours.
General Appraiser Site Valuation and Cost Approach – 30 hours.
General Appraiser Sales Comparison Approach – 30 hours.
General Appraiser Report Writing and Case Studies – 30 hours.
Statistics, Modeling and Finance – 15 hours.
General Appraiser Income Approach – 60 hours.
Appraisal Subject Matter Electives – 30 hours.
Experience: 3,000 hours of acceptable appraisal experience in no less than 18 months. A minimum of 1,500 hours of the required experience must be in non-residential appraisal work.
College Education: Must have a Bachelor’s degree or higher.
Online Limitations
Roster
Governing Agency
FAQs about becoming a Certified General Appraiser in Maryland
How much do commercial appraisers earn in Maryland?
The average commercial real estate appraiser salary in Maryland ranges from $46,339 to $138,713, according to Salary.com.1,2 Glassdoor estimates that Maryland commercial appraisers make an average salary of $135,753 per year.3 Appraisal income can vary significantly depending on license level, years of experience, location, and specialty (e.g., hospitality, commercial/industrial, agricultural).
Do I need a college degree to become a Certified General Appraiser in Maryland?
Yes, you’ll need to have a bachelor’s degree or higher in any field to upgrade your license to Certified General Appraiser.