People who want to dabble in real estate investing but who don’t have the deep pockets of the ultra-rich are turning to real estate investment crowdfunding to make their dreams a reality. It works like this: Various online crowdfunding platforms connect real estate developers—who…
Nearly 15 years ago, homeowners were anxious to refinance their homes, thinking the interest rates had hit historic lows. “Thirty-year fixed rates were at 5.3 percent then, which was a rock-bottom point,” said Keith Gumbinger, vice president of HSH.com mortgage data firm. “We became…
Real estate investment crowdfunding is becoming the go-to for many developers who can’t or don’t want to go the traditional route to gain funding for a project. It’s also gaining popularity as a low-risk way for investors to break into real estate investing or…
The Consumer Financial Protection Bureau (CFPB) instituted the TILA-RESPA Integrated Disclosure rule (TRID) in October 2015—the biggest change in the history of mortgage lending. The goal? To provide consumers with more information so that they can make better decisions regarding home buying and mortgages.…
Federal Housing Administration (FHA) loans have become increasingly popular with buyers who are ready to purchase a new home, but may not have the cash up front to do so. If you haven’t already, you may be seeing more real estate clients interested in…
“Your credit score.” This phrase can often spark both anxiety and confusion in your clients, and rightly so. This three-digit number plays a fundamental role in their finances, and can affect everything from their employment potential to their ability to apply for mortgages. Not only…
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